BigP v RBS (Sainsburys CC )

[bigp]

Can anyone give me any advice on the following

I sent my S A R letter and got statements for last 6 years within a week of posting , I calculated the charges and sent the prelim letter asking for my £225 back last week.

This Saturday mornings post contained a letter from sainsburys bank enclosing a copy of the current terms and conditions of my credit card agreement. This is a slight problem as its current and not from 1995 when the card was obtained and signed for. I am going to write again and ask for the original agreement.

Is it possible they dont have the agreement I read on another thread that if they dont have the agreement then they may right it off !

[Steward]

You can use Google to search the web using these links below:-

[Parkvale]

Write back asking for the correct T&c's. Also send them an lba.http://www.consumeractiongroup.co.uk...re-action.html . It is not economical for them to go on with defending this claim. So put the pressure on them and you will get a result. Good luck.

[bigp]

Thanks for that Parkvale

I got a letter from sainsburys this a.m informing me they think they have charged me fairly and I have no grounds for a refund :o shall I proceed with the lba ?

[Parkvale]

You bet. Watch how their attitude changes. When you start your claim. Good luck.