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Small Claims Kit Small Claims Court Guide
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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£19.99 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK's leading motor offence solicitors
£9.99 + £1.50 (P&P)

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  1. #1
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    abeardedman Novitiate

    Cagger since Jan 2007
    Posts 31

    Default Any comments to this!

    Went into overdraftautolinker.com autolinking image this month ( Jan) due to people not paying me monies owed. I spoke to the bank two half weeks ago asking for their cooperation inpaying important direct debits. Last friday recieved 4 seperate company letters saying payments werent made due to insufficient funds. Put a letter into Bank by hand addressed to manager complaining of this. Spoke to a member of staff on Monday who phoned me about overdraft, new nothing about the letter, says that all letters to manager go to a head office customer services!!! Got another call Tuesday left on answerphone by different member of staff, they knew nothing about letter or previous calls. said they will deal with it. Got a call today Wednesday from yet another member of staff asking what I plan to do about overdraft and would I like a loan to cover the overdraft.
    I asked him how much was overdraft now, agreed limit of £250.
    Overdraft now £1100. How much of this exactly is charges by bank I ask? After a few minutes he reluctantly told me that £900 was overdraft charges!!!!
    Suggestions anyone?

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  3. #2
    NATTIE
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    Default Re: Any comments to this!

    claim them back

  4. #3
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    abeardedman Novitiate

    Cagger since Jan 2007
    Posts 31

    Default Re: Any comments to this!

    Any advice on this. £900 charges on a £1100 overdraftautolinker.com autolinking image!!! Do I keep throwing money in to get sucked up or what? Bank of course suggested I take a loan to cover this overdraft ( which they created it seems )

  5. #4
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    abeardedman Novitiate

    Cagger since Jan 2007
    Posts 31

    Default Re:any suggestions?

    Any advice on this. £900 charges on a £1100 overdraftautolinker.com autolinking image!!! Do I keep throwing money in to get sucked up or what? Bank of course suggested I take a loan to cover this overdraft ( which they created it seems )

    Still getting to grips with sending posts on here

  6. #5
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    missm Novitiate

    Cagger since Jul 2006
    Posts 219

    Default Re: Any comments to this!

    do you have another account? I suggest seizing to use this one and start reclaiming the charges back.

    Take a look under the FAQs for further help. You could go into your branch and talk to the manager but as there is such an influx regarding charge refunds you will probably be told to go to Customer Relations.

  7. #6
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    missm Novitiate

    Cagger since Jul 2006
    Posts 219

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