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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
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Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
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Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
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Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK's leading motor offence solicitors
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  1. #1
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    KJBoutcher Novitiate

    Cagger since Aug 2006
    Posts 110

    Default Taking it to Cahoot

    Greetings all,

    I just filed my MCOL against Cahoot today after 28 days of virtually no contact from them. I had one email initially ('sorry you're not happy blah') and then the standard letter ('do not agree the charges are unfair blah blah') so I emailed them a day or so before the lbaautolinker.com autolinking image expired (I even emailed my LBA as well as posting it to them). It was just a friendly nudge to them asking for payment before any court action and still no peep from them. Okeydokey then, it's MCOL all the way.

    It's not even that much either, about £240 in charges from an old loan that I paid up on earlier this year. Still, the longer I have to wait the more it's gonna cost them.

    The clock is ticking...
    WON!
    Cahoot - Prelim 18/8/06 - LBA 1/9/06 - MCOL 15/9/06
    GE Money - Prelim 10/8/06 - LBA 1/9/06 - Cheque arrives 7/9/06
    HSBC - Prelim 5/8/06 - 10/8/06 - LBA 18/8/06 - Partial offer 24/8/06: Rejected - MCOL 7/9/06 - 21/9/06 Full Offer & Confidential.

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  3. #2
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    davehaley Novitiate davehaley's Avatar

    Cagger since Jul 2006
    Posts 45

    Default Re: Taking it to Cahoot

    I filled in my MCOL yesterday for money owed to me by cahoot. I intend to take it all the way then close all my accounts with them as they have just shown how much they don't care.

    Good luck.

  4. #3
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    KJBoutcher Novitiate

    Cagger since Aug 2006
    Posts 110

    Default Re: Taking it to Cahoot

    Okeydokey, had the Notice Of Issue from the court today, it will be deemed served on the 23rd Sept, they have until 7th Oct to reply. At least by filing using MCOL, I didn't have to send anything onto Cahoot relating to my court claim, I'm sure that is simply a delay tactic.

    Dave, good luck with your claim, and good luck to everybody else who is after their money back from cahoot!

  5. #4
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    KJBoutcher Novitiate

    Cagger since Aug 2006
    Posts 110

    Default Re: Taking it to Cahoot ***WON***

    Okeydokey then, after being away for the last week I get home and find a nice letter from Cahoot... And a cheque enclosed for the full amount plus court costs! All it took was the MCOL to get a response from them. Result!

    To the rest of you still fighting Cahoot, don't give up, you'll get there in the end!

    KJ

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    Lager_Lou Novitiate Lager_Lou's Avatar

    Cagger since Jul 2006
    I am in Southampton
    Posts 208

    Default Re: Taking it to Cahoot

    Great news - well done!

  7. #6
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    meeru Novitiate

    Cagger since Jun 2006
    I am in Manchester
    Posts 63

    Default Re: Taking it to Cahoot

    Congratulations!!!!!!!!

    I have had an offer of half today and will refuse and send back my questionaire tomorrow.

    Nice to see Cahoot are finally paying up. WELL DONE!!

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