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Ge Money Account Cover Premium
Evening all just checked old documentation from my now settled debenhams card account, I claimed back charges successfully in 2007 but now realise I was paying Account Cover Premium for at least 5 years, now luckily I retained the original credit agreement and surprise, surprise Account Cover Premium not ticked on the original agreement, initial letter letter sent requesting refund.
I await response.
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3rd July 2009 01:17
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Re: Ge Money Account Cover Premium
Evening all just checked old documentation from my now settled debenhams card account, I claimed back charges successfully in 2007 but now realise I was paying Account Cover Premium for at least 5 years, now luckily I retained the original credit agreement and surprise, surprise Account Cover Premium not ticked on the original agreement, initial letter letter sent requesting refund.
I await response.
Keep at them until you get the PPI
back. If you read up on some of the threads in the forum you will be well prepared for the fight. Good Luck 
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
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Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did 
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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