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Thread: over 6 years

  1. #1
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    rannoch Novitiate

    Cagger since Jun 2009
    Posts 7

    Default over 6 years

    I paid a whacking amount of charges between 2000 and 2002 to several credit card companies including Barclaycard. Reckon a couple of grand minimum. I had that much elsewhere to worry about that I never got round to reclaiming anything from the companies whose acccounts incidently got closed in 2006. Recently I chanced my arm with Barclaycard but they got back saying they only deal with records from 6 yearsautolinker.com autolinking image ago. Read somewhere on this forum that others have not acccepted this and succesffuly pursued them for more than 6 years ago. Would like to do the same as we are talking a big sum. Could anybody advise if there is any way to push for reclaiming sharges from more that 6yr ago

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  3. #2
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    slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Cagger since Feb 2007
    I am in Planet Thanet, Kent
    Posts 12,811

    Default Re: over 6 years

    Hi Rannoch and welcome to CAGautolinker.com autolinking image.

    Read this for starters - http://www.consumeractiongroup.co.uk...hey-wrong.html Then go back to BC and ask for all statements or data that they hold.

    Did you send a SARautolinker.com autolinking image with the £10 fee?
    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  4. #3
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    The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

    Cagger since Jan 2006
    I am in Please consider making a donation if we have helped you. Thanks
    Posts 12,166

    Default Re: over 6 years

    a couple of years ago a BBC documentary concluded that Barclaysautolinker.com autolinking image had a culture of dishonesty.

    I have just looked at our data disclosureautolinker.com autolinking image poll The Consumer Forums - data disclosure poll
    and I see that already Barclays have disclosed data to people going back to 1995 and also to 1997.

    Draw your own conclusions. Go and get your data.
    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  5. #4
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    WebMaster has disabled reputation WebMaster's Avatar

    Cagger since Mar 2007
    Posts 2,545

    Default Re: over 6 years

    I'm in the process of pestering BC for data over 6 yearsautolinker.com autolinking image too, so I'll let you know the outcome.

  6. #5
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    Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex Authoritative Mr lex's Avatar

    Cagger since Oct 2006
    I am in The South West
    Posts 4,338

    Default Re: over 6 years

    After four attempts at getting some info. out for HSBCautolinker.com autolinking image, this is all I ended up with . I did think I was onto something when I was able to get some old (pre 2000) account numbers over the counter at my old local branch.

    Reference FREEPROD/LETOLT

    25 June 2007

    Dear Mr. Lex

    ************** & ***************

    Thank you for your request with regard to information about transactions and charges on your accounts.
    Unfortunately, HSBC only holds this information in the format of bank statements for a period of six years. Our records have indicated that your accounts closed over six years ago.
    As a result, we are unable to supply you with the information you have requested.
    Should you have any further queries regarding this matter, please do not hesitate to contact us

    Yours sincerely

    Angela C Harries Centre Manager

    I clearly asked for 'All information held'

    The SARautolinker.com autolinking image I sent (4 times) was conclusive and can be found on my old 'Beyond 6 yearsautolinker.com autolinking image' thread.

    I really should try again.

    Lex
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    Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  7. #6
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    rannoch Novitiate

    Cagger since Jun 2009
    Posts 7

    Default Re: over 6 years

    Thank you all for the responses. Yes I did send the £ 10 which they returned. I shall now press harder - will keep you posted

  8. #7
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    slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Cagger since Feb 2007
    I am in Planet Thanet, Kent
    Posts 12,811

    Default Re: over 6 years

    I'd send BC another SARautolinker.com autolinking image. Enclose the £10 fee again and adapt the letter to say you know it is your right to receive this data and their data storage system has been assessed as being covered by the DP Act by the Information Commissioners Office.

    Have this ready to send off if you don't get back what you need - http://www.consumerforums.com/resour...mplate-letters-
    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

  9. #8
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    rannoch Novitiate

    Cagger since Jun 2009
    Posts 7

    Default Re: over 6 years

    I sent back the cheque but got letter saying they will not go back before june 2003. That statements are on microfiche from April 3003 to May 2004 and then electronically from then.
    Very annoyed about this as talking thousands between 200 and 2002.
    What should I do now ?

  10. #9
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    slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Cagger since Feb 2007
    I am in Planet Thanet, Kent
    Posts 12,811

    Default Re: over 6 years

    Make formal complaint to the ICO.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

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