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29th June 2009 20:44 #1
How to accept an offer from B'card??
Hi, my friend has recently sent a prelim letter and then a
lba to B'card and he claims that they have offered him the charges he has claimed (£84) and a nominal amount of
interest (£6.72) and wants to accept!
I have 2 questions:
1, is this usual of B'card?
2, Is there a template letter to accept the offer please?
Thank you!
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29th June 2009 20:47 #2Basic Account Holder
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Cagger since Apr 2007
I am in West yorkshire
- Posts 195
Re: How to accept an offer from B'card??
barclaycard refunded all my charges no problems
- Posts 195
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29th June 2009 20:47 #3 Re: How to accept an offer from B'card??
I have seen two barclaycard claims settled within 2 weeks(first letter only and not here).
Originally Posted by bankhater10
Hi, my friend has recently sent a prelim letter and then alba to B'card and he claims that they have offered him the charges he has claimed (£84) and a nominal amount ofinterest (£6.72) and wants to accept!
I have 2 questions:
1, is this usual of B'card?
2, Is there a template letter to accept the offer please?
Thank you!
A simple I accept x amount as settlement of my claim, something as simple as that.
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30th June 2009 00:43 #4Site Team
Cagger since Feb 2007
I am in Planet Thanet, Kent
- Posts 12,811
Re: How to accept an offer from B'card??
Hi BH,
Thread moved into BC forum.
BC are happy to refund penalty charges on simple claims that don't involve Contractualinterest .
Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
- Posts 12,811
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30th June 2009 20:27 #5Basic Account Holder
Help the CAG!!
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Cagger since Apr 2007
I am in merseyside
- Posts 227
Re: How to accept an offer from B'card??
Yo Slick,
I think 'relieved' rather than 'happy'
T.
- Posts 227
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17th August 2009 21:14 #6 Re: How to accept an offer from B'card??
Hi, trouble im afraid!! My friend had been waiting for ages for his refund after B'card agreed to refund him and today he rang them and they said that 'the payment has been made to the account as there was still an outstanding balance' after my friend had taken out an I.V.A! He asked them to send it to him by cheque but they have refused! Is there any way which he can get this refund by cheque do you think??
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17th August 2009 22:55 #7Site Team
Cagger since Feb 2007
I am in Planet Thanet, Kent
- Posts 12,811
Re: How to accept an offer from B'card??
Surely the IP could confirm that an IVA is in place.
Accordingly, any monies rec'd, such as a BC refund, should be distributed by the recipient to each Creditor on a pro-rata basis.Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
- Posts 12,811
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18th August 2009 06:19 #8 Re: How to accept an offer from B'card??
Hello and thanks for that! Im sorry for this but who is the 'IP'? And what should my friend do next?
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18th August 2009 22:28 #9Site Team
Cagger since Feb 2007
I am in Planet Thanet, Kent
- Posts 12,811
Re: How to accept an offer from B'card??
IP = Insolvency Practitioner
If you can show BC that an IVA is in place, you can argue that any refund should be distributed equally amongst ALL creditors on a pro-rata basis.
Any letter from the IP which confirms that there's an IVA should suffice.Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
- Posts 12,811
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