Thread: Request To Barclaycad For Cca
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26th June 2009 17:22 #1Basic Account Holder
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Cagger since Mar 2009
I am in London
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Request To Barclaycad For Cca
I have two credit card agreement with Barclaycard and recently requested a CCA and got replies with the
terms and conditions . The letters also contained the following:
‘Under Section 78 we must supply you with a copy of your executed agreement and a statement of account which is practicable to refer. Please find enclosed a copy of your latest executed agreement. This is a statement of the terms of your agreement with us and incorporates any variations to the terms made since you entered into this agreement.’
I have attached the information I was sent. I don’t think it meets CCA 1974, but I would really appreciate input from anyone with some knowledge of this.
- Posts 73
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26th June 2009 17:22 # ADS
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26th June 2009 17:36 #2Basic Account Holder
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Re: Request To Barclaycad For Cca
can't see any attachments
cds
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26th June 2009 23:33 #3Site Team
Cagger since Feb 2007
I am in Planet Thanet, Kent
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Re: Request To Barclaycad For Cca
Hi Odezi,
Thread moved into BC forum.
There's no need to post the letter - it's a common one from BC at the moment.
If you want to see if they have a valid credit agreement, read up on the CPR strategy in Link No2 in mysignature below.
You'll see the majority of threads in the BC forum are about the same problem - read as many as you can and you'll learn loads.
BC will not send you a credit agreement in response to a CCA request.
Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
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29th June 2009 14:08 #4Basic Account Holder
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Cagger since Mar 2009
I am in London
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Re: Request To Barclaycad For Cca
Many thanks for the reply. I will go through them.
Originally Posted by slick132
Hi Odezi,
Thread moved into BC forum.
There's no need to post the letter - it's a common one from BC at the moment.
If you want to see if they have a valid credit agreement, read up on the CPR strategy in Link No2 in mysignature below.
You'll see the majority of threads in the BC forum are about the same problem - read as many as you can and you'll learn loads.
BC will not send you a credit agreement in response to a CCA request.
- Posts 73
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