Thread: barclaycard late payment charges
-
18th June 2009 15:37 #1
barclaycard late payment charges
On a number of occassions I have forgotten to pay my Barclaycard bill and been charged £12 for late payment plus
interest . Can I reclaim this and if so how?
-
18th June 2009 15:37 # ADS
You can use Google to search the web using these links below:-
-
18th June 2009 23:04 #2Site Team
Cagger since Feb 2007
I am in Planet Thanet, Kent
- Posts 12,811
Re: barclaycard late payment charges
Hi Fishbone and welcome to
CAG .
You can reclaim the full amount of any penalty charges which have been added to your a/c in the last6 years .
Read the Reclaiming Guide at Link No1 in mysignature below.
If you don't have your last 6 years' statements, send off aSAR to the address on your BC statement.
Use these to complete a SOC (Scedule of Charges) using a site spreadsheet.
Read other threads in this forum and you learn loads. Look out for ones showing **WON** and see how others went about the process.
Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
- Posts 12,811
Reply With Quote
Bookmarks