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  1. #1
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    axxsabian Novitiate

    Cagger since Oct 2008
    Posts 120

    Default barclaycard cca, what happens now

    Hi there,just a short post,
    could someone tell me what to do next and what might happen next????
    I have cca'd bc, they sent t's and c's, put the account in to dispute, they say they have responded and so i have stopped paying them,
    so what can i do if anything or what should i do

    thanks

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  3. #2
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    slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Cagger since Feb 2007
    I am in Planet Thanet, Kent
    Posts 12,811

    Default Re: barclaycard cca, what happens now

    Hi Axxsabian,

    They'll say the a/c is NOT in dispute because they've complied with their obligations under the CCA 1974.

    Accordingly, they'll pursue any overdue pay'ts on the a/c, so expect a barrage of phone callsautolinker.com autolinking image from them.

    You could either:-

    1. Try a complaint to the fosautolinker.com autolinking image re their failure to supply a proper copy of the credit agreement in response to your CCA request.

    OR

    2. Start the CPR strategy. Read about this in Link No2 in my signatureautolinker.com autolinking image below.

    Also read other threads here in the BC forum where you'll find many cases similar to yours.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.

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