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15th June 2009 20:51 #1
barclaycard cca, what happens now
Hi there,just a short post,
could someone tell me what to do next and what might happen next????
I have cca'd bc, they sent t's and c's, put the account in to dispute, they say they have responded and so i have stopped paying them,
so what can i do if anything or what should i do
thanks
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15th June 2009 20:51 # ADS
You can use Google to search the web using these links below:-
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16th June 2009 00:23 #2
Re: barclaycard cca, what happens now
Hi Axxsabian,
They'll say the a/c is NOT in dispute because they've complied with their obligations under the CCA 1974.
Accordingly, they'll pursue any overdue pay'ts on the a/c, so expect a barrage ofphone calls from them.
You could either:-
1. Try a complaint to thefos re their failure to supply a proper copy of the credit agreement in response to your CCA request.
OR
2. Start the CPR strategy. Read about this in Link No2 in mysignature below.
Also read other threads here in the BC forum where you'll find many cases similar to yours.
Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
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