Thread: Tiny vs Alliance & Leicester
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23rd May 2009 15:18 #1
Tiny vs Alliance & Leicester
I have recently sent my preliminary approach for payment to A&L and havent received anything back as of yet (only sent a week ago) but have received another letter adv accounts overdrawn and they'll be applying a further £100.00 charge end of month. Can I request they freeze the account, or stop the charges etc?
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23rd May 2009 15:18 # ADS
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23rd May 2009 15:55 #2Site Team
The Consumer Action Group
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- Posts 12,166
Re: Tiny vs Alliance & Leicester
you can but I'm afraid it won't do a blind bit of good.
They will keep on charging and charging and when you can't play any more than they will threaten to default you -- and maybe they will even though theaccount is in dispute and they are not allowed to take this kind of action because of the
Banking Code and information Commissioner's guidelines as to the entering of defaults.
Nevertheless you should still go ahead and make your claim and start the action in court. This way you get in the queue and also that least the money that they owe you is earning 8% -- and that is pretty good by today's standards.
Do their charges that you into a position ofhardship ? Or is it just an inconvenience?Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
- Posts 12,166
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