Thread: My reply for CCA request
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16th May 2009 10:54 #1
My reply for CCA request
I sent off my cca request on 6/5/09 and today i receiced this letter and what appears to be a freshly printed copy of an agreement, no signatures, and looks nothing like an "original" agreement.
Am i missing something here, or are they correct in what they say in the letter?
I have only scanned the letter, not the agreement.
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16th May 2009 10:54 # ADS
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16th May 2009 13:57 #2
Re: My reply for CCA request
Having just spent 2 hours trawling through the site i have come to 2 conclusions....
1: lenders are within their rights to send out copies of cca requests, just like the one i received this morning, im guessing they are getting wise to sending out "originals" as they could be posted on forums such as this and have holes picked in them.
2: its up to me to decide whether or not they can produce the "original" should the courts be involved.
The more i read up on cca requests the more confused i become
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17th May 2009 10:57 #3
Re: My reply for CCA request
bumped... can anyone clarify if what they state on the letter is acceptable, or just scare tactics
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18th May 2009 10:29 #4
Re: My reply for CCA request
what they say about being able to omit signatures etc is true. ignore the bit about them not entering further correspondence. when did you apply for the card? Can you post the agreement they sent?
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18th May 2009 13:53 #5
Re: My reply for CCA request
Ive had the card approx 5 years, i have posted up what they sent me.... but i think my scanner is on the fritz so apologies if they are not full sheets














Last edited by weeblewobble; 18th May 2009 at 13:58.
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18th May 2009 14:00 #6
Re: My reply for CCA request
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