Sharmads v Cahoot

[sharmads]

Hi,
We have had a fixed rate loan from Cahoot for about 3 and a half years with another 3 and a half to go. We are thinking about claiming back the PPI on this loan and are looking at where to start would appreciate anyones input into this.

Thanks in advance.

[Steward]

You can use Google to search the web using these links below:-

[silverfox1961]

HI,
A SAR is the way to go if you don't have all the statements on the account.

It costs £10
Send by recorded delivery
Give them 40 days to reply

[sharmads]

Hi Silverfox1961

Is that necessary as the loan is online and it actually gives a Breakdown of what the PPI is or am I being really thick!?

[silverfox1961]

Chances are that you will only get your PPI back if it was mis-sold. Online agreements have a tick box for you to click when you want to take PPI and your signature is replaced with a tick (unless they sent you a form to sign)

You will need statements as the PPI is split into monthly payments ( you can only claim back what you have paid, not the total) This obviously isn't nescessary if you know how much you have paid in PPI

[sharmads]

Hi Silverfox1961,

Thanks so much for your help I'm going to go and see if I can dig out anything that they have sent and see where it takes me.