Alliance & Leicester, termination by Shoosmiths solicitors

[Liz Southern]

Hi all

I am attaching a letter I have received today from Shoosmiths, solicitors. I have had no communication from them before. I have not had a letter from Alliance & Leicester saying; Shoosmiths are acting for them, they are going to take legal action, a Default Notice or Notice of Termination.

I did actually post by recorded delivery yesterday a CCA and SAR to Alliance & Leicester. They have been told that I have an appointment with CCCS (and the date).

I would be very interested in all comments/suggestions.
Regards
Liz

[Steward]

You can use Google to search the web using these links below:-

[BankFodder]

Any of this useful? - Maybe you can produce here some of the details needed in that thread
http://www.consumeractiongroup.co.uk...cellation.html

[Liz Southern]

Yes, sorry.

This is a personal loan, unsecured. I was maintaining payments until the recession. I am going to look through my records to see what documents I can come up with, as to date of loan, etc, but I am certain I haven't had a default notice or notice of termination. The last letter I had from Alliance & Leicester was dated 24 March 2009 and stated this in the body.

"Dear ...
Account Number: ...
Balance: £17,826.40
Arrears: £2,378.80

I regret that the arrears situation has not improved and remains unacceptable. Your account is now being considered for legal action.

Please note that legal proceedings may now be issued against you without further reference and costs will be added to your debt.

If you wish to avoid this action, please contact us on 0800 731 8020.

Yours sincerely
Steve Bailey
Collections Manager
Collections Department"

Regards
Liz

[bozalt]

Any update on this?