Confused with rules!!!

[Hugh Jeffort]

Can anyone clarify for me if what i've been told by A&L is true,

I have been charged with going overdrawn several times this month and on each occassion I have made cash deposits in the A&L branch prior to the DD going out. My statement shows the money in the account (not pending or awaiting clearance) so as far as my records look the account is not overdrawn. I've also been charged an exceeding o/d limit of £5 per day for each of these on top of the £25 for the privelage of the DD being returned UNPAID!!! The lady on the telephone told me that it takes a day for CASH paid directly into a branch to clear, surely this cant be right???

I have hunted for T&C's but cannot locate any such rule!!!

[Steward]

You can use Google to search the web using these links below:-

[chubbas dad]

hmmm good question, keep it bumped,some one will come along soon and help out.

[yourbank]

Most terms and conditions state that it needs to be paid in the previous working day prior to a DD going out and weekends can be a nightmare. Reclaim them back, i think