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16th November 2007 18:16 #1
ivetriedallusernamesargh vs Barclaycard "WON"
Having received charges and sent request to
Barclays (14 day request) they have replied with standard fobbing off letter mentioning the 'stay'.
I cannot ever take time off to go to court due to my work so is it a lost cause trying to send information regarding a complaint to theOmbudsman as they say they are not even looking at any more cases?
thanks!
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16th November 2007 18:16 # ADS
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16th November 2007 18:38 #2
Re: Barclays + Financial Ombudsman?
They are not looking at any new cases at the moment ........ however that could change in a couple of months keep an eye on the test case hopefullt things could change in the New Year
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)
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I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
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16th November 2007 18:42 #3
Re: Barclays + Financial Ombudsman?
Thanks for the reply. Does the fact that they aren;t looking at any more cases mean ther's no way (other than court route) of 'logging' my 'complaint'? Just a bit concerned that my request will be wiped off as being 'new' once (if!) the test case ever resolves anything in favour of consumer.
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16th November 2007 18:46 #4
Re: Barclays + Financial Ombudsman?
Have you tried 'logging' your complaint with the
fos ?
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)
"How do I...?" A Dummies' Guide to this Forum
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Please Donate if you can - help CAG help others
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
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16th November 2007 19:13 #5
Re: Barclays + Financial Ombudsman?
I thought the fact they say they're not looking into it also means not to send anything to them.. will they still log my claim and does this actually mean anything legally for future?
thanks
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16th November 2007 19:58 #6Classic Account Holder
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16th November 2007 20:18 #7
Re: Barclays + Financial Ombudsman?
ahh ok - thank you for that. Worth sending it to them then I guess... unless
Barclays have a tendency to pay as soon as they get an online court order (mcol?)..... couldn;t cope with courts and am almost relieved I cannot get off work!
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16th November 2007 20:26 #8
Re: Barclays + Financial Ombudsman?
I wouldnt go the mcol route ....... If you are going the court route I would recommend your local court ........ But
Barclays even when they were settling very seldom did this before a court date was iminant .... and if they did it was below the initial claim figure
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)
"How do I...?" A Dummies' Guide to this Forum
FAQ
Forum rules
Cag toolbar
Please Donate if you can - help CAG help others
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
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16th November 2007 20:39 #9
Re: Barclays + Financial Ombudsman?
Wonder if they're legally bound to defend a case in Welsh if I want to do so?
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17th November 2007 14:05 #10
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12th December 2007 18:45 #11
ivetriedallusernamesargh vs Barclaycard
Got charge details last week and sent off request for 100 pounds. Today got goodwill letter for almost 90 pounds. Almost regret setting up a
direct debit 4 years ago with them!

Easy peasey Barclaycard unless it's because it was a small sum for them?
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12th December 2007 22:23 #12
Re: ivetriedallusernamesargh vs Barclaycard
Hi ITAUNA,
Well done on this. Did you you a site template letter to reclaim - they may have repaid cos you looked serious, it's only a small sum and they'd have to pay it back later anyway.
Did you claim in English or Welsh - whichever it was, it obviously works.
SlickLink 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
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21st January 2008 21:27 #13
Re: ivetriedallusernamesargh vs Barclaycard
got full offer from Barclaycard - no
Ombudsman needed + they paid into my 'drop in the ocean' credit card account (darn!)
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21st January 2008 21:58 #14
Re: ivetriedallusernamesargh vs Barclaycard
Hi ITAUNA,
Congrats on a good result - I'll get your thread changed to show **WON** for you.Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 3. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
If I've been helpful, please click my scales.
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21st January 2008 23:06 #15
Re: ivetriedallusernamesargh vs Barclaycard "WON"
Congratulations, :d
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