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21st June 2007 18:32 #1
Default Notice Fee & Court Fee Advice Needed
Hi
I've just lodged my own case withLloyds TSB with the Court, and have started going through my brother-in-laws RBS statements so I can send the preliminary request for him. As I've gone through them I've noticed that he has got a £30 Default Notice Fee, and £400 Court Fee (The bank took him to Court as his circumstances had changed and he needed to make reduced payments to his
overdraft ). Can he claim these back? The total that he owed at the time was half made up of the charges that they had unlawfully taken from him.
Any advice would be greatly appreciated.
ThanksWCTL x
Lloyds ... SAR Sent
RBS ... SAR Sent
Birmingham Midshires ERC ... LBA Sent
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22nd June 2007 16:28 #2Gold Account Holder
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Cagger since Nov 2006
I am in Cheshire
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Re: Default Notice Fee & Court Fee Advice Needed
You can definately claim the default notice fee, I'm not sure about the court fee .....unless you had that judgement overturned I dont think you can claim the £400 back.
That seems a lot just for a court fee though, are you sure that didn't include solicitors costs as well?
sparkie
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22nd June 2007 17:47 #3
Re: Default Notice Fee & Court Fee Advice Needed
Thanks for that, he hasn't had the CCJ overturned and he's only just told us about it. It doesn't go into detail about what it is for, it's just a £400 charge on his bank statements - like you say I think it's high for court fees, especially as his
overdraft was under £2k and he was making regular payments, but they weren't as high as they had demanded as his income had dropped by loads. I don't think he defended it at the time, just buried his head in the sand so I don't think we can do anything about it now. I'll add the default notice fee to the schedule, thanks.
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22nd June 2007 18:49 #4Gold Account Holder
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Re: Default Notice Fee & Court Fee Advice Needed
Hiya again,
Now that may give you something to check, with them putting these court fees on his bank account make sure they did not chargeinterest on those charges because they cannot charge interest on court fees.
It is highly irregular for someone to put court judgements on to a bank account without express permission of the debtor, there is something fishy about that, but knowing the RBOS like I do they think they are Gods and can do what they please.
sparkieLast edited by Sparkie1723; 22nd June 2007 at 19:15.
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23rd June 2007 12:49 #5
Re: Default Notice Fee & Court Fee Advice Needed
Thanks Sparkie, I'll check that out
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