joint Account

[santamonica]

After sending everything to the FSO I've recived a letter from RBS saying as a gesture of goodwill they will refund the charges. They have said they will pay them back into the account which was a joint account when the charges were made, but isn't anymore. I took my name off of it and it is now only in my husbands name.
Can I insist they pay by cheque or into my bank account at the A&L?

[PPMAN159]

I would think that as you have an open aco**** with RBS then they will insist on paying the funds direct to there.

No harm in asking for a cheque but I doubt if they will play ball.

[santamonica]

I no longer have access to the account and am currently separated from my husband. But seen as I made the claim can they insist on paying it all to him?

[crystal palace]

Hi Santamonica
We have more or less the same request we would like a cheque from rbs as our account is being dealt with Allied International and the refund can be put to better use than paying them back as the monthly payment to them is only £30.If you get any advise it would also help me
regards
Crystal Palace

[Kurt_Hamster]

The bad news is that as you were claiming from a joint account to which you both had access then technically you owe your ex half the claim.

Personally I'd write a letter explaining the situation to the bank and hope it ends up on the desk of someone with either a heart or a modicum of common-sense.