RBS have failed to repond - need help with MCOL

[jonat]

Any help for a Money Claim Online Virgin would be appreciated!

The story so far...

I have gone through all the various stages which ended with a letter before action being sent on the 21st December after RBS had failed to respond to my preliminary letter (Both letters sent Royal mail Special Delivery).

The deadline for a responce has now passed and i have saved enough cash to start my claim so any help on where to start, what to look out for etc etc would be appreciated.

To rub salt into the wound they have just sent me a letter threatening court action if I do not repay my overdfaft! (Nothing to do with my claim though as the account has been dormant for a long time) - Any help on how to respond to this would also be appreciated.

Cheers

[HydraUK]

With regards to court threats, send them a letter pointing out that the account is in dispute and as such any moves toward court on their behalf would be very dimly viewed....if your claim is greater than the overdraft, be sure to point this out to them.

Otherwise everything you need to proceed can be found here somewhere, check bank templates for MCOL wording etc.

[jonat]

Cheers HydraUK - do you know if RBS have an address in England that you can file the court claim against?

[HydraUK]

Sure, here

RBS LITIGATION
1 PRINCESS STREET
LONDON
EC2R 8P

or use your branch address if that's in England