consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1.50 (P&P)

Download and Install Browsealoud

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Royal Bank of Scotland

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Notices

Royal Bank of Scotland Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

Reply
 
LinkBack Thread Tools
Old 6th May 2009, 00:27   #1 (permalink)
Basic Account Holder
Posts: 8
azdom Novitiate
Default RBS CCA info please

Hi, Im new to this but Im after some info. I have credit card debt with RBS and have entered a repayment plan with the consumer credit counselling service (CCCS). My only income is a disability pension which is paid in GB pounds and I live in the US. As the exchange rate has gone against me my spending power has reduced by at least 25% and I'm really stuggling to pay the small amount I pay via CCCS.

I took this Credit Card out in 1998 and am interested in finding out if this debt is enforcable.

Just to get a feel for this process can anyone tell me if HSBC CCA's from 1998 are normally uneforceable or is this rare.

Many Thanks
azdom is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th May 2009, 00:38   #2 (permalink)
Platinum Account Holder
 
dx100uk's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : Dec 2006
Posts: 6,066
dx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritativedx100uk Authoritative
Default Re: RBS CCA info please

have a browse of the hsbc forum.
i think you will find it very rare they will have it.

fire off the cca, see whsat comes back.

i'd be nice and say give them 21 days as its usa postage, but safe to say after a month i'd fire off the failed to produce letter as cease payment.

dx
dx100uk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th May 2009, 00:53   #3 (permalink)
Basic Account Holder
Default Re: RBS CCA info please

Ok, thanks for the reply.

Is there a standard letter I need to send?
azdom is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 6th May 2009, 01:18   #4 (permalink)
Platinum Account Holder
 
dx100uk's Avatar
Default Re: RBS CCA info please

use the search in the blue bar above for cca request template.dx
dx100uk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote



Browsealoud
Video Tour


Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE