AA harassment !

weeblewobble · 4th May 2009, 20:06

Ive just missed my first card payment in years and since thursday ive had approx 15 calls, i answered the first one and explained to the guy i have sent them a letter explaining my circumstances (made redundant autolinker.com autolinking image

and asking if i could make lower payments etc).
When they ring me now i either ignore it or tell them to contact me by letter only. Tomorrow i am sending them a CCA request, and if the calls carry on i will be sending them an harassment letter.
Have i done the right thing?

foolishgirl · 4th May 2009, 20:37

Absolutely!

weeblewobble · 4th May 2009, 20:52

Absolutely!

thanks, i will post up the replys for scrutiny, but im guessing the AA/RBS are on the ball when it comes to these matters.
In the meantime do i send them a "token" payment?.

foolishgirl · 5th May 2009, 08:15

Quote:

Originally Posted by weeblewobble

Absolutely!

but im guessing the AA/RBS are on the ball when it comes to these matters.

In the meantime do i send them a "token" payment?.

Yes, give them 12+2 days to supply your CCA & then write & put the account in dispute if they haven't supplied it. You can stop payments at that stage but be aware that in doing so, they may go on to instigate legal action against you & you will have to defend - which of course, with no CCA, you will be able to do absolutely.

FG

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