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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Payment Protection Insurance (PPI)

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 22nd November 2006, 19:31   #1 (permalink)
amelia
Basic Account Customer
 


I am in: durham
Posts: 69
amelia Novitiate
Question Ppi With Black Horse

hi guys can any1 help? my partner and I took out a £10,000 loan with blackhorse in august and was told we needed the ppi however its a massive part of our monthly payment and I would like to cancel it as I wasnt that bothered about having it in the first place but thought it was a necessity that you had to have!! I know its been a few months now so probs out of cooling off period but I was wondering if I could still cancel or am I bound in now for the remaining term of the loan!!
I would be very grateful if someone can shed some light on this for me, thanks guys!!!
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Old 23rd November 2006, 10:54   #2 (permalink)
emma S
Basic Account Customer
Default Re: Ppi With Black Horse

Hi my partner used Black Horse to finance his bikes and had insurance with them. However we cancelled the insurance and the money was taken off of the amount owed. He had a bike accident a couple of years ago and he was unable to work for approx 4 months, and Black Horse were very good and sorted a payment plan until he was back at work. We did incur some charges but they are added on to the end of the aggreement.

I am now looking in to claiming them back! Anyway my point is even if you lose your job etc..... they will still sort out a payment plan with you. So I think you are better off cancelling the insurance.
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Old 23rd November 2006, 11:03   #3 (permalink)
emma S
Basic Account Customer
Default Re: Ppi With Black Horse

Hi me again I obviously do not know what you are asking as I just went into a Black Horse forum, and just to let you know there is lots of information about PPI.

I do not know how to use this site very well!
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Old 23rd November 2006, 12:34   #4 (permalink)
LES VOGEL
Basic Account Customer
Cool Re: Ppi With Black Horse

Hi you will have no problem cancelling your PPI with black horse!! just "write" to them (a must aswell as call) telling your wishes to cancel ppi, I do know how much pressure that is put on people to take this out at the time of loan(i had 6 loans with bh) i always gave in at branch but always cancelled later on and "always got all my payments back, this company is well known for pressure selling of this so called product, I have just won a case against them for mis-selling me on the very first loan 4yrs ago. so do not worry about it just write and say you no longer need it and to cancel it for you and refund all payments back onto your loan. and as you said it will save you alot of money per month so all the best to you cheers LES
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Old 25th January 2007, 17:24   #5 (permalink)
LES VOGEL
Basic Account Customer
Thumbs down Re: Ppi With Black Horse

WHATS THIS CRAP ABOVE GOT TO DO WITH GETTING MONEY BACK FROM BANKS????? YOU ARE ON THE WRONG FORUM PAL SO TAKE IT OFF HERE!!! GO AWAY AND LEAVE US SERIOUS PEOPLE ALONE
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Old 25th January 2007, 17:39   #6 (permalink)
Milo19
Classic Account Customer
 


I am in: Cheltenham
Posts: 321
Milo19 Novitiate
Default Re: Ppi With Black Horse

Just pm a mod and ask them to remove it.
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Old 25th January 2007, 17:47   #7 (permalink)
LES VOGEL
Basic Account Customer
Default Re: Ppi With Black Horse

hi thanks just notified webmaster of offensive posting--cheers
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