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Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
 > Payment Protection Insurance (PPI)
Reload this Page refundable if defaulted on loan?

Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 8th November 2006, 14:39   #1 (permalink)
callumsgran
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I am in: Devon
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callumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informativecallumsgran Highly informative
Default refundable if defaulted on loan?
Does anyone know if ppi can be refunded on a defaulted loan?
I would've thought if the loan has been defaulted then surely the ppi is invalid, and refundable?
Just a thought
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Old 22nd November 2006, 22:09   #2 (permalink)
mollington
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Default Re: refundable if defaulted on loan?
Well yes technically it is invaild

At work our collections team will oftern suggest canceling the insurance to bring to account back up to date , But is not a full rebate . Its just what the rebate would be if the loan were to be settled early. so what the PPI would be on the rest of the loan .
Last edited by mollington; 22nd November 2006 at 22:15.
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Old 1st December 2006, 20:36   #3 (permalink)
davidp1948
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Default Re: refundable if defaulted on loan?
Hi Holly99, do you know how the PPI rebate is calculated and furthermore, do you know how the rebate on interest is calculated. This would help me in my case against Direct Line. Thanks and sorry to hijack your thread Cillitbanger.
Cheers davidp1948
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