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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 3rd February 2010, 23:32   #1 (permalink)
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upferret Novitiate
Default Hi, a little help please?
Hi, this question is pasted from my other thread aout HSBC. I have received a letter eventually, stating that HSBC no longer have a credit card agreement. If anyone can help me with the following I'd be grateful! thanks

would I be able to reopen my PPI miselling case as they have now admitted to not having the agreement? (I was originally asking for my agreement for this reason) as the fosautolinker.com autolinking image said it was too late to reclaim the PPI as it has been over 6 months since the banks "final position on the matter" letter was received. I wasnt aware at the time that there was a time limit. Thanks for all your help.
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Old 11th February 2010, 22:26   #2 (permalink)
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Default Re: Hi, a little help please?
Quote:
Originally Posted by upferret View Post
Hi, this question is pasted from my other thread aout HSBC. I have received a letter eventually, stating that HSBC no longer have a credit card agreement. If anyone can help me with the following I'd be grateful! thanks

would I be able to reopen my PPI miselling case as they have now admitted to not having the agreement? (I was originally asking for my agreement for this reason) as the fosautolinker.com autolinking image said it was too late to reclaim the PPI as it has been over 6 months since the banks "final position on the matter" letter was received. I wasnt aware at the time that there was a time limit. Thanks for all your help.
I would call the fosautolinker.com autolinking image again and explain exactly what you have posted here and ask for further advice.

aa
__________________
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
 HSBC - Settlement, goodwill no admission of liability about 75% of claim.
 RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
 PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
 Post 290 from
***RBS PPI Claim Long fight but, WON***
Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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