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Payment Protection Insurance (PPI) The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.

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Old 30th June 2009, 13:41   #1 (permalink)
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GARY68 InformativeGARY68 Informative
Default Gary68 V Halifax Cc Ppi-*****won ****

HI all
just received a nice cheque through the post for viiiiiiirtualy the full amount,
this was for a credit card,
sent 1 letter and waited about 6 weeks,I will post the letter up as soon as my other ppi claims come through which hopefully will be this week,

best part on this-to my surprise they didnt offset this to the balance of my credit card which is in dispute and hasnt been paid since nov,

off to the bank now
donation on its way-soon as the cheque clears that is,
I will post up more details later
__________________
HALIFAX SETTLED IN FULL 31/10/06
Lioyds TSB SETTLED IN FULL 04.07
GARY68 V CAP ONE PPI+CHARGES-settled 90% out of court
GARY68 V HALIFAX GOLD **WON**

GARY68 V halifax platt **WON**
+DEFAULT
GARY68 V HALIFAX LOAN PPI **WON**

GARY68 V HALIFAX BK CHARGES-
ON HOLD 2 ACC'S
Section 78 Write Off **won**

the wife v halifax-journey **WON**
GARY68 V TSB-BANK CHARGES £1300 ON HOLD COURT
Gary68-tsb-ppi.html
PENDING CLAIM PPI




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Old 30th June 2009, 13:43   #2 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Superb stuff, Gary Congratulations.

Surprised about no 'offset' but good to know.

Regards.

Scott.
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 30th June 2009, 13:48   #3 (permalink)
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Your bank owes you an awful lot more money than you realise See here

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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Thanks maroondevo
big surprise about the offset-you should see my smile
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Old 1st July 2009, 21:17   #4 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Still Waiting On Card 2
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Old 1st July 2009, 21:18   #5 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Good stuff, mines a lager
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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 1st July 2009, 21:21   #6 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Gary,

A very Well done,Tell me is this one of the claims i helped you with just so i know my advice is working

Regards

PF
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Old 1st July 2009, 21:37   #7 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

PF
couldnt have done it without you mate
Ive just bumped this thread because I knew you were around,
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Old 1st July 2009, 21:41   #8 (permalink)
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Watch out, there are Claims Touts about!

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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Yup just left you a poster on the other thread well done

PF
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Old 6th July 2009, 13:49   #9 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

UPDATE ON THIS,
I posted earlier on this as I had today received a cheque instead of paying off my credit card,

After running down to the bank after stupidly putting the cheque in the Halifax account
while on our shopping spree,I drew as much as I could out,just in case they got there hands back on it as I thought they had made a mistake,

when returning home opened the letter from the halifax and..............

They had paid the card off already......they cheque was all mine..

The claim which i HADNT included the compund rate was infact paid to include that....which was a extra £2000 ,this paid off my card.

ASTONISHED-

somebody down at the calculations office must have been having a good day,
result -cleared card+ nice cheque
will post up fully when other account pays up
off to donate
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Old 6th July 2009, 13:56   #10 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

fantastic result pleased 4 u PF
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Old 6th July 2009, 16:44   #11 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Superb stuff, Gary
__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.


Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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Old 6th July 2009, 23:09   #12 (permalink)
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Default Re: Gary68 V Halifax Cc Ppi-*****won ****

Quote:
UPDATE ON THIS,
I posted earlier on this as I had today received a cheque instead of paying off my credit card,

After running down to the bank after stupidly putting the cheque in the Halifax account
while on our shopping spree,I drew as much as I could out,just in case they got there hands back on it as I thought they had made a mistake,

when returning home opened the letter from the halifax and..............

They had paid the card off already......they cheque was all mine..

The claim which i HADNT included the compund rate was infact paid to include that....which was a extra £2000 ,this paid off my card.

ASTONISHED-

somebody down at the calculations office must have been having a good day,
result -cleared card+ nice cheque
will post up fully when other account pays u
It is only July but Merry Christmas how cool a result is that.

Well Done

aa
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement

PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. They have now been given a deadline before FOS action. No response so complaints now with ICO and FOS.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
Post 290 from
***RBS PPI Claim Long fight but, WON***

Please do not PM me for advice as it may be sometime before I can respond.

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
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