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    • Hello,

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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GE Money PPI POC***WON***


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I will be in the next couple of days be submitting my POC for a claim against GE Money to reclaim PPI charges and Interest applied to my Wife's storecard account, however before I do, can I ask a MOD (Alan if you have a spare couple of minutes :) ) to have a quick read of it.

 

I'm hesitant to post it on a public forum as I know GE Money read this website.

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Guest Old_andrew2018

You remove all personal details, then post it that way you'll get advise from other experienced members

Regards

 

Andy

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Andy,

 

Point taken, however there is a considerable amount of account specific Information contained with in the POC which if removed would not give the full picture of my claim.

 

I'm not disputing the worth of posting a draft document in such a forum for discussion, however I do not want to give GE Money advance warning of our court claim.

 

GE Money have told me that they monitor this website as well as MSE so as you can appreciate I have to be rather careful what i release in to the public domain. :(

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Bump - any assistance from a MOD would be greatly appreciated :)

 

Hello SAB,

 

Have you tried to pm Alanfromderby with a link to your thread????????

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Court papers issued this afternoon :D

 

Hiya SAB,

 

Did you get any response from anybody:D and well done,

 

Fingers crossed for you:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hiya HHNF,

 

Nope, no help apart from your good self.

 

I can take the hint!!!!;)

 

Hiya SAB,

 

Don't take it personally, I get overlooked everytime I ask for guidence

:o :o :o

 

Well good luck anyway, we will have to soldier on regardless:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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  • 2 weeks later...

Update

 

Court papers were hand delivered to our local Combined Court 11/03/08 and were deemed to have been served to the defendant 13/03/08. We received today, notice that Salans who are acting on behalf of GE Money, have filed an acknowledgement of service and are defending the claim.

 

Fun, Fun - FUN!!

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Best of luck stroke a badger.

 

Interesting to know that GE read these threads!!

 

We have claimed back 2k in unlawful charges and received an offer of half within three days of issuing the claim in court. Not enough though - am holding out for the full amount;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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  • 4 weeks later...

HI, I am new to this site and you sound like you know what you are doing. For my sins I have had many store cards with Ge bank over the years, 2 still in use. I wrote to Ge Bank to complain, they cancelled my PPI but they denied mis-selling. I sent a second letter and they advised i complain to the FOS who wrote to me to advise they cannot help. i am angry with GE bank as I feel they led me a merry dance, any help will be very grateful.

Update

 

Defence submitted at the 11th hour by Salans, looks like this one is going to be taken to wire. :(

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Hi SAB, just to let you know that GE have made me a second offer - it has gone up from 1k to 1.5k - I am thinking about it. I am sure you will be hearing from them soon.

 

Hi Bigbetty and welcome to CAG. I would suggest that you could reclaim the PPI payments and interest that has been charged on them, but knowing GE it will be some fight. We are actually using mis-sold PPI as a counterclaim against proceedings they have issued against us. If you do decide to give it a go you need to start your own thread and you will get specific advice to your claim. Best of luck.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Still thinking about it :D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Ok, Salans have filed their defence and I'm now if receipt of an allocation questionnaire sent to my wife by the court.

 

Their defence seems to be fairly generic and they have failed to defend some of the key points - such as the PPI field being preselected for instance.

 

Is there anything else i should be doing apart from completing the Allocation questionnaire?

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Hi SAB, suggest you might hear from them shortly. My AQ needs to be in by tomorrow and I have an urgent message to ring GE's solicitors in the morning. I haven't even started to fill the thing in:p

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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  • 2 weeks later...
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