HI my first message !
never really done any thing like this before, i am interested in taking on abbey to reclaim back my charges. I am not really legeally minded and i am not great on computers. but i am determind to get my money back and will keep going no matter what they send me till i get the lot. I think i may need a lot of advise in this and if i manage to claim back my money i wll be very gratefull of anyones help and be more than happy to donate to the website. i will be on most of the day tommorrow reading messages.
I guess i would like to know what i should write in my first letter to abbey as i am not sure how to word things and what facts i need to support my claim. any advise wound be greatly apprecieated
paul