Cahoot Cheque Account & Monthly charges

[Pathway]

Hi

Need to seek some advice about cheque a/c with Cahoot.

Over a year ago I wrote to them disputing charges on my cheque a/c with them, i.e over limit charges and unauthorised monthly charges and interest etc

They did not reply and are still charging these charges each month - I do not use the account - but I checked the account recently now the balance has reached £1900 and about £950 of this is for these charges. The overdraft limit was £1000.

They have not chased me at all - do I wait till the OFT case is resolved?

I am not able to pay back at moment - so do I just keep quiet?

Your advices would be appreciated.

Many thanks

I am not able to pay this back

[old_andrew2007]

They may issue a claim at anytime IMHO, I think you could prempt this by issuing your own county court claim, don't forget they will have also charge interest so reclaim that also.