Started Court Action ***SETTLED IN FULL***

[WestonS]

Hello,

Is this all too good to be true. I've racked up thousands in OD fines etc. My other half thinks it's too good to be true.

I requested my last six years of statements on Fri. The customer services dept asked me why I wanted them and I told him I wanted to claim ALL of my bank charges back. He then left me on hold for 10 mins whilst he spoke to his Manager. he then came back and said he has never had a call of this nature before?

In the end I paid £5 per account (I have two) and hopefully I should get them in a week and a half so I'm tol.

Can I only claim 6 years worth - I'm sure I have lots more from when I was a student!

Also, how can I put a lovely pic of myself under my name like everyone else?

[Bookworm]

Lots of questions, lol...

Ok, the techie side 1st: up left, you should see "user CP". click.
left hand menu, "edit avatar", click.
follow instructions (especially as regards size/pixels), upload, save changes, voila.

Next, charges. They never had a call like this before? My goodness, WHERE do you live? A desert remote scottish island? I would have thought by now, every branch in the uk would have been hit, lol.

Next, is is true? Yes.

Next, 6 years? Mhhh, that's something in motion. The general idea is that you should be able to reclaim further, but it hasn't been tested yet. It will be at some point, so keep watching!

Finally, the most important: Read the FAQs and forum material before you launch the offensive. You are taking on a multinational with unlimited funds, you need to know what you're doing.
Any question not already answered (not many of those with 17000 memebers and growing, lol), ask here, and we'll do our best to answer.

Oh, and tell your OH to have a good read about too to convince him. Or you can wait until you get your cheque and rub it in his face then, lol.

[WestonS]

Hello All,

I just thought I would update you on my claim...

• I requested copies of my statements by phone on 5th. Paid £5 each
• Have told my family and friends, some more dubious than others and some
have registered to the site and are fighting the banks as I write...
• Just going through my statements and filling in the easier version of the
'charges spreadsheet' that I found in the 'Library' section.
• Having read the FAQs and threads, I have decided that I will not ask for i
interest at the preliminary stage as it is far to much for my non-mathical brain
to work out and I am happy to stick with asking for 8% when I take my claim
to small claims.

I must say that having done an extensive amount of reading, I think the FAQs could be arranged to make it easier plus I have loads more suggestions and I will be happy to add these in the most appropriate forum.

Thanks guys - you've started something big - possibly a revolution!

[WestonS]

Hi All,

Yes I've read the FAQs and lots of the threads but...

I'm about to send my prelim letter for two accounts that I have with Barclays. Do I need to send them a copy of the charges spreadsheet and the dates incurred? If I leave it for them to clarify the amount, surley this would only delay things?

Thanks x

[jonni2bad]

Not at this stage. They have all they need on their own systems if they want to check.

[CrispDust]

Ingonore this. Sorry!

[WestonS]

Hello All,

I just wanted to update you all on my claim.

I entered a claim on the MoneyClaim website and have received an 'Acknowledgement of Service' from a Mr Keith Jeremiah, Legal Executive from Barclays in London.

From reading other threads, this is a busy guy! Barclays now have '28 days from the date of service of my particulars of claim' to file a defence.
Can anyone confirm if this is the date I entered my claim onto MoneyClaim?

I've since received a letter from Barclays offering £230 in settlement - is there a template on the site to reply - I couldn't find one?

I now await my court questionnaire and will get back to you all if they enter a defence but am starting to prepare for my court case should the worse happen - this is now a matter of principle.

I've also made an interim donation to the site and will also do so if and when I win. I would urge everyone who hasn't yet done so to pledge a donation - we wouldn't be anywhere without the founding members and help from the Moerators. If everyone donated even a £1... come on guys!

[Mumofthreeboys]

Originally Posted by WestonS

Hello All,

Can anyone confirm if this is the date I entered my claim onto MoneyClaim?

They have 28 days from the date it's served or deemed to be served. If they don't answer, deemed to be served is 5 days from the date you filed - hope that's clear.

Originally Posted by WestonS

I've since received a letter from Barclays offering £230 in settlement - is there a template on the site to reply - I couldn't find one?

I just sent a very brief 2 line letter saying I will accept, but only as an interim payment. Then they will withdraw the offer anyway.

[WestonS]

Update...

Barclays have entered a defence and have written me a letter offering £250, which I declined. They have sent me back a letter basically saying that they will see me in court.

I've just filled out my Allocation questionnaire and was wondering what happens from here... I presume I get a court date through. Can someone kindly confirm.

Thanks!

S

[Mumofthreeboys]

Originally Posted by WestonS

Update...

Barclays have entered a defence and have written me a letter offering £250, which I declined. They have sent me back a letter basically saying that they will see me in court.

I've just filled out my Allocation questionnaire and was wondering what happens from here... I presume I get a court date through. Can someone kindly confirm.

Thanks!

S

I assume so, if they don't settle before that is. I'm in exactly the same boat as you - waiting for my date!!

[WestonS]

Thanks Mum of Three Boys - I will keep my fingers X'd for you too!

[WestonS]

Hi everyone,

My court date against Barclays Bank has now been set for 21st Sept at Croydon Court. I have been spending some time preparing for my case and need to submit any documents that I need to rely on in court.

I have copies of my statements but are there any relevant Acts I can take and does it have to be full copies. Can I also take in any recent announcements by the OFT and if so, where can I get these from?

Although I am a little nervous, I understood the implications of starting my claim and will go the whole hog! I would be interested to hear from anyone else putting their or who have had to put their case together.

I don't know if the bank will write to offer a settlement or have a no-show - let's wait and see - Wish me Luck!

Sharmayne

[Karnevil]

Hi, if you look a jonni2bads halifax thread he has posted his full bundle of docs for the hearing....should be helpful. I'm doing mine too for a hearing mid october.

[WestonS]

That's great, thanks for your help!

S

[WestonS]

Sorry, have hunted for the link you mention - can you please point me in the right direction.

Thanks!

[Grimsolo]

This is the link to his thread

http://www.consumeractiongroup.co.uk...off-court.html