After panicking when Barclays put in a defence I signed up to CAG and received some very helpful advice, so thanks everyone who contacted me.
My story
I sent the letters requesting charges back for two accounts, to receive standard letters delaying a decision, so after another delaying letter asking me to wait another month I filed my claims online.
After my claims were defended by barclays (standard defense) they were transferred to my local court.
In the mean time I received a reply offering me a really low sum which was for both accounts. (obviously refused this offer!)
I then received a letter from the court informing me the
allocation questionnaire
was dispensed with, (this is when I started panicking). So after reading advice from some very nice people on this site I set to preparing my court bundle. I also wrote to Barclays with a settlement figure which was minimally lower than that being claimed (to show the court I was making an effort). I was still awaiting a reply from them when on saturday a letter from the court came as follows:
Without a hearing
of the courts own initiative
1. The court of its own motion is considering striking out the defence as an abuse of process on the basis that the defendant has settled all previous claims of this nature.
2. If the defendant objects to this course of action, it is to file at court by 4pm on 09 jul 2007 a schedule setting out a list of all claims it has pursued to trial and all the claims it has settled. 
Well my reaction to this was of great joy as you can imagine, I rang the court asking if I would need to send anything for this date. I just had to wait until July 12th when I would be sent a letter depending on what Barclays reply was to the courts, was also told this is how the court is dealing with all of this type of claims.
Anyway my saga is nearing its end cos Barclays have decided to settle my claim for charges (the amount I offered to settle at) to avoid wasting the courts time and it is strictly without any admission of liability on their part!
However, if I accept their offer it is on the condition I agree to the offer as
full and final
settlement and I agree to keep the existence and the terms of the offer confidential between us. It also says payment will be made to my Barclays account but don't see how cos its been closed for the last two years.

Any advice on how I should deal with this final hurdle would be much appreciated