Data Protection Act sent 24.4 Barclaycard

rogerebaker · 24th April 2006, 16:58

one of nine actions taken on behalf of kids

This one to Barclay card

johnfower · 8th May 2006, 06:39

Just as a note: Barclaycard are well known for cashing the Data Protection Act cheque onto your Barclaycard balance instead of using it for the DPA request. Id check your balance to see if theyve done this.

rogerebaker · 8th May 2006, 18:26

Statements back to May 2004 arrived on Saturday. Usual letter about the microfishe. There was also a very large computer printout regarding the complete account history. It is a bit confusing but interesting. Hidden on one of the pages it states the number of missed payments and the number of times over the limit during the account history.

My first approach for payment will be based on this number X by £20

I will also continue with the Subject Access Request for the missing years and add that to the summons if they do not comply

rogerebaker · 8th May 2006, 18:47

Change of title

BlueRuby · 8th May 2006, 19:54

Roger, where on the printout were the hidden details about late payments & overlimit charges etc? I can't find anything like that on the printout they sent my son. What was the heading on the section sheet?

rogerebaker · 8th May 2006, 23:45

I had two sets of prfintouts one for each of my sons.

On one of them it is on the bottom of page four under heading Cardholder / account details

It has a sub heading Months overlimit and then a number

Then just underneath about 3 lines further down it has number of times one payment missed

On the second sons printout it has the same info about Months overlimit and missed payments but in missed payments it has 0 having looked at ther statements I have he has deffinately missed some payments so I havnt worked out why it says 0.

I havnt had a great deal of time to study it in detail which I will do tomorrow and try and make some sense of it.

Ill let you know if I can deciphere it in more detail

BlueRuby · 9th May 2006, 09:16

Thanks Roger. I KNOW my son was overlimit and late with payment many many times so I think I may have to follow Bookworm's route and make something up to try and force their hand!

rogerebaker · 9th May 2006, 17:37

Having examined the print out all day it makes no sense at all. In fact it bears no resembalance to the statements that I have from May 2004.

I may sit on these for a few days and hopefully the Data Protection Act issue with Barclaycard will be sorted.

johnfower · 27th May 2006, 02:44

Hows your claim going?

rogerebaker · 27th May 2006, 22:46

Ive got three others at the Money claim stage so Im holding off on this one for a while.

It gets surprisingly busy once it gets going.

Im rather hoping someone will have made Barclaycard disclose statements before May 2004 before I start on this claim, make life a little easier

johnfower · 4th July 2006, 18:09

Just to let you know, i have started a claim against Barclaycard (~i have my own thread), they refused to send all statements and i have therefore started a claim against them for estimated interest and included in my claim that Barclaycard failed to send all information under the Data Protection Act request.

Its now up to them to correct the amount/provide the statements, so hopefully i would of forced them to send the statements or to confirm the actual charge amounts. Am sure you could do the same.

rogerebaker · 14th July 2006, 03:55

LBA sent to barclaycard 13.7.06. Only covers charges from May 2004 560GBP. When they have kindly returned these charges I will use some of the money to pay for the pre 2004 statements. Make another claim and include the 3quid per statement as costs.

This seems the least troublesome route and it can all be done via MCOL. Potentially I could lose about 100 GBP getting the statements but Im about 2 grand up at the moment and feeling lucky.

rogerebaker · 16th August 2006, 16:55

Barclay cards only response to the LBA was a default letter received today.

MCOL completed for just short of 600 Quid. This only covers from May 2004. I expect at least that again when This is won and I pay for the remainder of statements

Letter to Barclay card reminding them of S13 / 6 of Banking Code re defaulting accounts in dispute

rogerebaker · 22nd September 2006, 17:47

Getting a letter a day from Barclaycard at the moment. Several apologising about the delay in dealing with my complaint about threatening to default an account in dispute. I can bearly be bothered to open them they contain so much rubbish.

Received barclaycards defence and AQ today

same old Mr Jeremiah

Hes gonna be sick off me by Christmas

3 ongoing with Barclays and one settled !!

rogerebaker · 14th October 2006, 21:06

Barclays defended and AQ completed and sent in.

They have very kindly credited the account with 260.00 without any mention of it being in settlement just being the difference between 12.00 and 20.00

They gave me no choice of accepting it or not just credited the account.

I think I will write to the court stating the claim has been part settled but the case for the rest goes on.

Re the microfishe issue. I will write to Barclaycard and remind them that in light of the decision re Abbeys microfishe best they coff up with the missing 2 years ASAP.

blackd2103 · 16th October 2006, 12:05

I've also gone down this route, I only sent the Preliminary letter last week, L.B.A due to be sent on 27th October.

Quote:

Originally Posted by johnfower

Just to let you know, i have started a claim against Barclaycard (~i have my own thread), they refused to send all statements and i have therefore started a claim against them for estimated interest and included in my claim that Barclaycard failed to send all information under the Data Protection Act request.

Its now up to them to correct the amount/provide the statements, so hopefully i would of forced them to send the statements or to confirm the actual charge amounts. Am sure you could do the same.

rogerebaker · 20th October 2006, 12:45

Directions hearing has been set for 25th October.

Same day and time as my daughters so its gonna be a family day out

looking at the court list there is about 20 bank charges cases all on the same day.

Any one else at Kingston County court next wednesday !!!

rogerebaker · 23rd October 2006, 17:43

Offered to settle in full before the directions hearing on Wednesday.

They havnt mentioned any conditions but I will consider them when I get it in writting.

rogerebaker · 10th February 2007, 17:29

Having been refunded the charges since may 2004 I wrote to Barclaycard requesting statements pre May 2004.

They claimed that they are correct and the Information Commissioner is wrong but supplied them in any case. They also stated that they wouldnt communicate anymore with me regarding this matter.

nice of them.

Ive worked out they owe another 120.00. IAP will be going out Monday

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