barclaycard cca, what happens now

[axxsabian]

Hi there,just a short post,
could someone tell me what to do next and what might happen next????
I have cca'd bc, they sent t's and c's, put the account in to dispute, they say they have responded and so i have stopped paying them,
so what can i do if anything or what should i do

thanks

[slick132]

Hi Axxsabian,

They'll say the a/c is NOT in dispute because they've complied with their obligations under the CCA 1974.

Accordingly, they'll pursue any overdue pay'ts on the a/c, so expect a barrage of phone calls from them.

You could either:-

1. Try a complaint to the fos re their failure to supply a proper copy of the credit agreement in response to your CCA request.

OR

2. Start the CPR strategy. Read about this in Link No2 in my signature below.

Also read other threads here in the BC forum where you'll find many cases similar to yours.