The Claimant has an account xxxx xxxx xxxx xxxx with the Defendant, opened June 2000
2. Since 23/02/03 the Defendant debited
charges and
interest
in respect of
purported breaches of contract.
3. Defendant is aware of all details as a
list of charges has already been supplied.
Another copy will be sent. 4. Claimant
contends: (a) The charges exceed the
Defendant's losses caused by the breaches;
(b) The Term permitting the Defendant to
levy such charges is unenforceable under
the Unfair Terms in Consumer Contracts
Regulations 1999, Unfair Contract Terms Act
1977 and at Common Law. 5. Claimant claims:
(a) return of the amounts debited of £204;
(b) Interest per S.69 County Courts Act
1984 of 8% - £7.00 continuing at 8% until
judgment or settlement at a daily rate of
£0.15; 6. Alternatively, if the charges are
a fee for a service, then they must be
reasonable under S.15 of the Supply of
Goods and Services Act1982. 7. Costs
allowed by the Court
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