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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
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All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
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Old 9th June 2009, 18:21   #1 (permalink)
Basic Account Holder
 
Your bank owes you an awful lot more money than you realise See here

Cagger since : Jan 2009
I am in: manchester and glasgow
Posts: 20
checkthatcredit Novitiate
Default Barclaycard Pre 1983

I recently s77/78'd Barclaycard and they have responded that as my agreement was from before 19th May 1985 under s9 of The Consumer Credit (Cancellation Notices and Copies of Documents) Regulations 1983 they only have to provide the latest terms and conditionsautolinker.com autolinking image.

Can anyone explain any differences or problems with old pre-1983 agreements

Last edited by checkthatcredit; 9th June 2009 at 18:29.
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Old 9th June 2009, 20:13   #2 (permalink)
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Watch out, there are Claims Touts about!

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Default Re: Barclaycard Pre 1983

Hiya,

I believe the first few paras of this are what you are looking for,

http://www.consumeractiongroup.co.uk...n-notices.html

Can't make head nor tail of it myself but I'm sure someone more helpful will be along soon.
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Old 9th June 2009, 21:10   #3 (permalink)
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Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

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checkthatcredit Novitiate
Default Re: Barclaycard Pre 1983

Barclaycard are citing s9 of this as they have lost/destroyed/ had an accident with my agreement. Obviously they do not have it after all these years but could anyone give me pointers on which way to proceed.
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Old 9th June 2009, 22:21   #4 (permalink)
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Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

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Default Re: Barclaycard Pre 1983

Hi CTC,

BC are not keen to produce ANY credit agreements, old ones or more recent.

However, you cannot assume their reply means they don't have an agreement for you.

If you want sight of the agreement, you'll have to try using the CPR strategy (see Link No2 in my signatureautolinker.com autolinking image below) or complain to the fosautolinker.com autolinking image.

Read other BC threads to see what is going on with this subject on other BC cases.

__________________
Link 1. Reclaim charges guide - http://www.consumeractiongroup.co.uk...tructions.html
Link 2. Get your Credit Agreement - http://www.consumeractiongroup.co.uk...uldnt-use.html
Link 3. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
Link 4. Consumer Health Forums - http://www.consumerhealthforums. com/
Link 5. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
Link 6. Interest Tutorial - http://www.consumerforums.com/resour...erest-tutorial
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

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