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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

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Old 24th June 2009, 14:25   #1 (permalink)
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Default Failed to send statements & returned my £10.

In Feb 2009 I sent the Subject access requestautolinker.com autolinking image for statements to 2 accounts. They have sent one set of statements but they returned my £10.

I keep chasing the statements for the other account but they keep saying they are treating my request as a Subject access requestautolinker.com autolinking image and I must send them £10.

Should I sue for failing to comply with my first Subject Access Request or send them another £10 with another Subject Access Request?

Also: Should I issue another summons now for the first reclaim (which was a commercial account) and a second summons (for the current account) when the other statements arrive? Or wait and issue just one summons for both accounts?
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Old 24th June 2009, 14:50   #2 (permalink)
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Default Re: Failed to send statements & returned my £10.

The Subject access requestautolinker.com autolinking image is for all data they hold on you not just for one account unless you only asked for that individual account, tell them they have not complied and complain to Information Commissioner`s Office. or do as I did with MBNA and issue N1 for none compliance. MBNA complied very fast after saying they would defend in full approx 3 day after.

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Old 24th June 2009, 15:03   #3 (permalink)
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Default Re: Failed to send statements & returned my £10.

As long as your Subject access requestautolinker.com autolinking image was expressed in the way which would be seen to refer to the two accounts, then they are in breach of their statutory obligations even though they have returned the £10 to you.

If you have got some evidence of charges on the data that they have given to you, then I would suggest that you put a claim in for that immediately and at the same time claim for the data protection non-compliance. Once they receive the claim, they will get themselves into gear and they will provide you with the rest of the data. You can then go on to amend the claim to include the further charges which the new data may reveal.

In your claim make it clear that you reserve the right to amend and add further charges once you receive the data which is missing from the original disclosure
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Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Old 29th October 2009, 23:47   #4 (permalink)
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Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

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Default Re: Failed to send statements & returned my £10.

Is my fight with Alliance & Leicester or MBNA? I still have nothing from either of them. Also, should I be sueing for a reclaim of charges or for an unenforceable credit agreement?

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