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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

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Old 26th March 2009, 17:58   #1 (permalink)
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Default Alliance and Leicester statement

I took out a loan with the above in March 99 for 36 months. Due to various ongoing financial problems I have been unable for the last 5 years to pay the required payment, but have made intermittent small payments until recently as our position has deteriorated.

Out of the blue, the A&L have sent me a full statement of my account and it shows the full details of the loan, plus the insurance added to the debt, plus a 2 page breakdown of my payments.

Is it possible to query the insurance premium which I'd forgotten about and if so where do I start to look The premium now represents a third of the total owed remaining.
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Old 26th March 2009, 18:04   #2 (permalink)
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Default Re: Alliance and Leicester statement

Hi,

If it's the PPI, start a new thread in the Forum 'linked'..........

Payment Protection Insurance (PPI) - The Consumer Forums

Regards.

Scott.
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Old 26th March 2009, 18:18   #3 (permalink)
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Default Re: Alliance and Leicester statement

its been so long I don't remember whether its ppi . I suppose it must be ?
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Old 26th March 2009, 18:42   #4 (permalink)
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Default Re: Alliance and Leicester statement

its been so long I don't remember whether its ppi . I suppose it must be ?

I would suggest that you post your CCA on here so so one will be able to take a look & give you guidance on what options you have.
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