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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?

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Old 26th March 2009, 14:23   #1 (permalink)
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Hugh Jeffort Novitiate
Default Confused with rules!!!

Can anyone clarify for me if what i've been told by A&L is true,

I have been charged with going overdrawn several times this month and on each occassion I have made cash deposits in the A&L branch prior to the DD going out. My statement shows the money in the account (not pending or awaiting clearance) so as far as my records look the account is not overdrawn. I've also been charged an exceeding o/d limit of £5 per day for each of these on top of the £25 for the privelage of the DD being returned UNPAID!!! The lady on the telephone told me that it takes a day for CASH paid directly into a branch to clear, surely this cant be right???

I have hunted for T&C's but cannot locate any such rule!!!
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Old 29th March 2009, 12:47   #2 (permalink)
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Default Re: Confused with rules!!!

hmmm good question, keep it bumped,some one will come along soon and help out.
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Old 29th March 2009, 12:49   #3 (permalink)
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Default Re: Confused with rules!!!

Most terms and conditionsautolinker.com autolinking image state that it needs to be paid in the previous working day prior to a DD going out and weekends can be a nightmare. Reclaim them back, i think
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