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| | | | | | | | Notices | PLEASE HELP US TO KEEP THIS SITE RUNNING Every pound donated to this site helps us to keep on helping others. Click Here to Donate | | | The Consumer Forums | Last Post | Threads | Posts |  |  | Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | |
Today 00:30  | 18,202 | 62,359 | | Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 12 | 13 | | Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum. |
7th July 2007 12:27 | 7 | 14 | | Banks, Debt collectors, PayDay lenders, PCNs - it's a war out there. You need to put your personal econcomy on a war-time footing.
Share your money-saving tips with the rest of us here. |
7th February 2010 21:22 | 41 | 232 |  Consumer Action Group Webmail | | | The Consumer Forums | Last Post | Threads | Posts |  | Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters.
Consult your email either here or on your favourite POP3 email program. | - | - | - | | The Consumer Forums The Bank Action Group - against unlawful bank charges | | | The Consumer Forums | Last Post | Threads | Posts | | The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED. | - | - | - | | Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges. |
Yesterday 21:58 | 8,023 | 89,614 | | We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad. |
Today 02:04 | 82 | 493 | | If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) |
Yesterday 18:27 | 985 | 9,966 | | Had a bad day, Dear?
Come here for some off-topic chat. |
Today 04:59 | 3,748 | 191,620 | | Want to meet up with other CAG people round the country? |
Today 00:30 | 65 | 10,332 | | Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 14:53 | 5,246 | 74,232 | | Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? |
Yesterday 15:49 | 1,741 | 20,308 | | Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree. |
Today 01:18 | 8,038 | 108,070 | | Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
5th February 2010 20:44 | 833 | 6,894 | | Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 02:34 | 7,632 | 100,129 | | Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 03:28 | 7,950 | 115,276 | | Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 01:11 | 7,836 | 93,626 | | Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded. |
Today 03:53 | 1,923 | 33,220 | | Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 23:01 | 5,794 | 79,941 | | Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. |
6th February 2010 14:25 | 1,905 | 20,717 | | Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
7th February 2010 15:41 | 2,899 | 28,838 | | Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest. |
6th February 2010 20:33 | 1,018 | 17,161 | | Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here |
Today 02:33 | 9,264 | 132,626 | | If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges.
Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank. |
Yesterday 22:36 | 168 | 3,120 | | Links to other sources of help. Please contact Admin if you want to add an entry |
18th January 2010 05:04 | 14 | 27 | | The various discussions have been moved here for easy access. |
14th December 2008 15:04 | 10 | 1,033 | | The Consumer Forums The Consumer Action Group | | | The Consumer Forums | Last Post | Threads | Posts | | |
Today 02:04 | 7,582 | 92,844 | | Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
Yesterday 20:10 | 410 | 12,957 | | |
Today 04:52 | 7,225 | 73,775 | | As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible. |
Today 03:18 | 1,094 | 12,559 | | There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites |
24th January 2010 14:16 | 1 | 23 | | If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter. |
Yesterday 14:27 | 73 | 830 | | Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. |
Today 05:41 | 1,992 | 17,548 | | Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here. |
Today 02:02 | 3,306 | 28,289 | | We get a lot of people with complaints about Gymnasiums and Health Clubs.
Sometimes it seems that their business model is based upon merely continuing unwanted memberships.
Tell us about your experiences here |
Yesterday 17:59 | 167 | 1,462 | | Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc. |
Yesterday 12:40 | 664 | 5,820 | | |
Today 00:13 | 1,843 | 14,474 | | This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums. |
Yesterday 22:58 | 501 | 2,710 | | Having problems with your PC, laptop, games console, hand-held, sat-nav etc. No doubt others will have gone through the same issue and can point you in the right direction. |
Yesterday 00:22 | 61 | 1,053 | | |
Yesterday 16:50 | 347 | 3,574 | | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
Today 00:54 | 3,126 | 34,421 | | Have you been let down by a vet, or had some problem with your pet. If so, then this is the place to seek advice. |
Today 04:20 | 29 | 656 | | Have you been let down by Royal Mail, Parcel Force, DHL, TNT - or any other delivery service or company. These companies seem to always be able to hide behind their Terms and Conditions. |
7th February 2010 19:19 | 19 | 150 | | Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that. |
Yesterday 23:12 | 258 | 3,150 | | This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. |
Today 06:44 | 3,841 | 29,307 | | If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right.
ENTER NOW. |
Today 00:39 | 2,317 | 21,321 | | If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice |
Yesterday 12:24 | 216 | 2,849 | | Come here if you think that you have consumer-style problems which are connected to your status as a student |
Today 01:35 | 485 | 5,337 | | |
Today 06:19 | 3,404 | 28,654 | | |
Today 01:11 | 1,801 | 12,252 | | The Consumer ForumsDebt Action Group "Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt. | | | The Consumer Forums | Last Post | Threads | Posts | | Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not? |
Today 04:19 | 23,041 | 372,204 | | Your rights when dealing with bailiffs and sheriff officers |
Today 01:45 | 3,674 | 52,477 | | Experian, Equifax, CallCredit etc |
Today 00:00 | 994 | 9,038 | | They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice. |
7th February 2010 12:53 | 254 | 3,965 | | Advice on some of the formal debt management solutions |
Yesterday 22:10 | 774 | 7,709 | | Advice and guidance on Scotland specific debt issues |
Yesterday 12:01 | 559 | 6,208 | | Advice and guidance on dealing with court action by a creditor |
Today 04:17 | 5,074 | 144,872 | | Advice on dealing with secured debt |
Today 03:55 | 1,411 | 24,309 | | An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. |
Today 03:07 | 359 | 19,051 | | Tell us your repossession story or seek help here |
Today 00:25 | 724 | 12,532 | | Advice and guidance on dealing with debt on a personal level |
Yesterday 11:33 | 82 | 1,222 | | Advice on how to work towards a debt free life |
Today 03:39 | 896 | 8,996 | | Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 13 | 33 | | Post here any general debt questions not covered elsewhere. |
Today 06:07 | 9,683 | 114,900 | | What's going on in The Consumer Forums? |  Currently Active Caggers: 256 (19 registered Caggers and 237 guests)
|  | Most Caggers ever online was 2,551, Yesterday at 16:39. anneemack, balham_tenant, buzzmetrics, Cartaphilus, esmerobbo, granvil, kingpredictor, macie, MARTIN3030, Merlin106, NeverSayTheLess, ozzyboy, peternet, pingle99, Ruman, toddle2u, uvwx130, | |
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